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Inside THE SAVVY CONSUMER
TABLE
OF CONTENTS
FOREWORD
By Edward Johnson of the Better Business Bureau
INTRODUCTION
1.
BEFORE YOU BUY
Checking
out a Company
Contracts
|
Cooling-Off
Rule |
How
to Pay |
2.
CARS
Accidents
Autobody
Buying New
Buying Used
Curbstoning
Donations
Extended Warranties
|
Financing
Gasoline
Leasing
Lemon Law
Mechanics
Odometer Fraud |
Parking
Garages
Salvaged
Spot Delivery
Theft
Titles
Towing |
3.
HOME BUYING AND RENTING
Buy
or Rent?
Closing Costs
For Sale By Owner
|
Home
Inspectors
Mortgages
Moving |
New
Homes
Realtors
Renters' Rights |
4.
HOUSEHOLD
Appliances
Cable
Carpet Cleaning
|
Energy
Efficiency
Home Warranties
Security |
Shocking
Termites |
5.
HOME IMPROVEMENT
Building
Codes
Contractors
Government Guarantee
|
Lien
Releases
Permits |
Store
Contractors
Unlicensed Contractors |
6.
CREDIT
Advance
Fee Loans
Collection Agents
Credit Card Debt
Credit Card Strategies
|
Credit
Counseling
Credit Repair
Credit Reports |
Credit
Scoring
Credit Rescoring
Identity Theft |
7.
FINANCES
ATMs
Charity
Checking Account
Home Equity Loans/Lines
|
Investment
Fraud
Predatory Lending
Refinancing
|
Savings
Bonds
Taxes
Unclaimed Money |
8.
INSURANCE
Cancellation
and Nonrenewal
Car Insurance
Credit Life Insurance |
Health
Insurance
Homeowner's Insurance
Life Insurance
|
Public
Adjusters
Renter's Insurance |
9.
EMPLOYMENT
Business
Opportunities
Classified Ads
Executive Counseling Services |
Government
Jobs
Modeling
Multilevel Marketing |
Trade
Schools
Work-at-Home Schemes |
10.
SHOPPING
Auctions
Gift Cards
Going Out of Business
|
No,
No, No Deals
Outlet Malls
Rent to Own |
Returns
Sales
Warranties |
11.
SERVICES
Dating
Services
Funeral Homes and Cemeteries
Gyms
|
Limousines
Personal Trainers |
Pharmacies
Salons |
12.
TRAVEL
Airlines
Frequent-Flyer Miles |
Hotels
Rental Cars |
Travel
Offers |
13.
MAIL
Junk
Mail
Speed |
Sucker
Lists
Sweepstakes
|
Unordered
Merchandise |
14.
TELEPHONE
Fat
Finger dialing
Pay Per Call Scams |
Payphones
Prepaid Calling Cards |
Slamming
and Cramming
Telemarketing |
15.
SCAMS
Bank
Examiner
Candy Kids
Foreign Lotteries |
Nigerian
Letter
Police and Fire Funds |
Pyramid
Schemes
Reloading |
16.
FIGHTING BACK
Better
Business Bureau
Complain Effectively |
Government
Watchdogs
Lawyers
|
Small
Claims Court |
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