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...d instead of picking it up to save time and avoid Sales pressure. And now he has this gem about scoring a great deal on auto "leftovers." ...

...ally try out those apps and see for myself....

... their food costs. They were shocked."...

... the coupons you need, and how to match them with Sales, instead of clipping them randomly. Frequent stores that double or triple coupons. Combine m...

...he mom or dad doing the spending, not so much. ...

...uld do a story about this. I need your help."...

...fortunes by eliminating what he labeled "fake Sales." ...

... an old warning with a new twist: bidder beware. ...

...rnment gives you $4,500 toward the vehicle. ...

... a crash and have always been well-maintained. ...

...f us. I hope my answers are helpful to you! ~EL ...

...use you pay money up front then get NOTHING. ...

...#34;Cooling-Off Rule," but it ONLY applies to Sales made away from the seller's place of business. ...

...apart? That's where warranties come in. ...

...transmit the required caller ID information. ...

...tly merges the consumer and political beats. ...

...personal care items and household supplies....

...our grocery bills by as much as 80 percent....

...4, 489, but is now selling for $26, 390. ...

... out cold calls, use a multi-layered approach. ...

... December is consistently one of the slowest home Sales months of the year, according to real estate website Zillow.com. It's almost as if consum...

...hone call? Well, turns out, plenty of people. ...

...itness for a particular purpose," like when a Salesperson says a sleeping bag is suitable for zero degree weather. These unwritten warranties app...

...some books that have inspired and educated me. ...

...e savings at a huge outlet mall? It depends. ...

...tch online prices from Amazon and other E-tailers....

...tax assessments have not. So fight 'em! ...

...may be able to get additional money from them! ...

29. Q&A
...the consumer pulse –and keep them coming. ~EL ...

30. Q&A
...living in. I hope my answers are a help. ~EL ...

...d and my reality checks to go along with them. ...

...r call your lender so you have the right data. ...

...ays it's true. These obnoxious, pre-recorded Sales calls are on the rise. Ironically, in September 2009, the FTC ruled that companies could only...

...9;s written permission in order to make automated Sales calls to them. Who would grant such permission? Nobody! So telemarketing robocalls will eff...

...039;s still possible to SAVE BIG!~Elisabeth...

... more money-saving ideas with you. ~Elisabeth ...

...at money-saving information I've gathered. ...

...If that whet your appetite, here are the seasonal Sales coming up this summer: June:  Building materials Cheese Hardware Ice Cream/Yogurt Tools...

...to see your letter and take it into account. ...

...s from happening to others? ~PS: Glen Mills, PA ...

...T" helpfully typed across the top. Receipts, Sales slips, tickets, guarantees --even parking valet stubs-- can all serve as contracts. ...

...#39;ve been duped, the curbstoner is long gone. ...

...'s not charging me any additional money. ...

...e classic scams we all need to be aware of. ~EL ...

...n about closing costs in my weekly column. ...

...'ll notice that the trick is in the wording. ...

...g the approval of the bank. (After all, most car Sales happen on weekends when banks are closed.) The dealership looks at your credit and makes a gu...

...rocery Guru: Chrissy Pate of BeCentsAble.net. ...

...out gyms are up more than 90% in the last 5 years....

... in mind that sometimes cities or counties charge Sales tax and their levy may or may not be waived during the state holiday.): ...

...9; into the "black," or profitability. ...

...I do, I know I'll see all sorts of misleading Sales advertised. Here's the bottom line, sacrilegious as it may sound to the shop-til-you-drop...

...is the weaponry you need to face down fraud. ...

...s.com now track the who, what, where and when of Sales. As long as retailers follow their past patterns, you can use that information to save money ...

...nMom.com is a free site that tracks grocery store Sales in most states. TheGroceryGame.com is another helpful site that charges a small subscription f...

...nMom.com is a free site that tracks grocery store Sales in most states. www.thegrocerygame.com is another helpful site that charges a small subscripti...

... The Coupon Mom site also matches up coupons with Sales, so that you can double your discount -- the true key to creative couponing. You should never ...

..., by analyzing neighboring assessments and recent Sales. If the Gunns can knock $15,000 off their assessed value, they will save $517 each a...

...eriences and maybe dodge a headache ourselves. ...

...hil Reed of auto buying website Edmunds.com. "Salesmen become very motivated." ...

...n on your heel and leave in a huff. Just tell the Salesperson the price is not where you need it to be and that you are going to go see if you can do ...

... it. If it breaks later, you're out of luck. ...

...ney away on rent) BUT with certain conditions: ...

...ack to the dealership and return it. WRONG! Car Sales are final. Once you sign on the dotted line, the car is yours. Period. Unless… the dealer...

... •Mattresses. Yes, you will probably see Sales over Presidents' Day weekend, but mattresses are big purchases, and the discounts are even...

... Credit life generates hefty commissions for the Salesman. It is the most overpriced insurance product on the market. ...

... out my Chicken Little reaction was too hasty. ...